Privacy Policy
Effective Date: October 18, 2025
Last Updated: October 18, 2025
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Michele Rankin Personal Finance Coaching (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, mrpersonalfinancecoach.com (the “Site”), and when you purchase financial consulting services from us.
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By using our Site, you agree to the practices described in this policy.
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1. Information We Collect
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We may collect the following types of information:
Personal Information
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When you engage with our services (e.g., book a consultation, make a purchase, contact us), we may collect:
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Full name
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Email address
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Phone number
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Billing address
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Payment details (processed through third-party providers)
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Other details you voluntarily provide during sign-up or contact
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Automatically Collected Information
We may also collect data automatically through cookies and analytics tools, including:
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IP address
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Browser and device type
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Pages visited and time spent on our site
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Referring website or link
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General location (based on IP)
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2. How We Use Your Information
We use the information we collect to:
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Process transactions and provide the services you request
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Send appointment confirmations and service-related communication
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Respond to inquiries or customer support requests
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Improve our website functionality and user experience
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Send optional marketing or promotional emails (only if you opt in)
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Comply with legal and regulatory obligations
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3. Payment Information
We use trusted third-party payment processors (e.g., Stripe, PayPal) to handle transactions. We do not store your credit card or banking information on our servers. These third parties securely process your payment and may have their own privacy policies and terms.
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4. Sharing Your Information
We do not sell, rent, or trade your personal information. We may share your data with:
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Payment processors and scheduling platforms (for service delivery)
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Service providers who assist with our website, email, and hosting
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Legal or government authorities, if required by law or for fraud prevention
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Business partners, in the event of a merger or acquisition (with notice provided)
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5. Cookies and Tracking Technologies
Our Site uses cookies and similar technologies to enhance your browsing experience, remember your preferences, and analyze usage.
You may choose to disable cookies via your browser settings, but some site features may not function properly.
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6. Data Security
We implement security measures to protect your data. However, no method of internet transmission is 100% secure. You use the Site and provide your information at your own risk.
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7. Your Rights & Choices
You have the right to:
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Access or correct your personal information
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Request deletion of your data (subject to legal limitations)
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Opt out of promotional emails by clicking “unsubscribe” in any email
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To make a request, email us at: rankinmichele@yahoo.com.
We will respond within a reasonable timeframe and in accordance with applicable laws.
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8. Third-Party Links
Our website may contain links to external sites (e.g., payment gateways, partner services). We are not responsible for the privacy practices of these websites. Please review their policies separately.
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9. Children's Privacy
Our services are intended for adults (18+). We do not knowingly collect data from children under 13. If we discover such data has been collected, we will delete it promptly.
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10. Data Retention
We retain personal data only as long as needed for business purposes, legal obligations, or dispute resolution. You can request deletion of your data at any time, unless retention is required by law.
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11. Changes to This Policy
We may update this Privacy Policy periodically. When we do, we’ll revise the “Effective Date” at the top. Your continued use of the Site after changes are posted means you accept the revised policy.
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12. Contact Us
If you have any questions or concerns about this Privacy Policy, or how your data is handled, please contact us:
Michele Rankin Personal Finance Coaching
330-705-5677